Author

Anupreksha Jain

28

Articles

Articles

RBI withdraws concentration-risk exemptions for govt-owned NBFCs

RBI withdraws concentration-risk exemptions for govt-owned NBFCs

The revised framework mandates annual identification of Upper Layer NBFCs and brings government-owned entities under the same exposure norms as their regulatory peers

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RBI propose norms to manage AI/ML related risks for regulated entities

RBI propose norms to manage AI/ML related risks for regulated entities

The draft framework requires regulated entities to establish board-approved model risk management systems covering all models, including AI and machine learning applications

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RBI aligns prudential norms for UPI-linked credit lines with base loans

RBI aligns prudential norms for UPI-linked credit lines with base loans

Central bank says prudential treatment of payment-linked credit facilities will depend on the nature of the underlying loan, irrespective of delivery mode

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RBI mandates daily reporting of FCNR(B), ECB and OFCB mobilisation

RBI mandates daily reporting of FCNR(B), ECB and OFCB mobilisation

Banks have been asked to furnish daily details of FCNR(B) deposits, ECBs and OFCBs mobilised under the RBI's concessional swap facilities announced on June 8

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RBI norms may raise NBFC upper layer asset share to 70%, says CareEdge

RBI norms may raise NBFC upper layer asset share to 70%, says CareEdge

RBI's proposed SBR framework changes may significantly expand NBFC upper layer coverage, boosting asset share to nearly 70 per cent and strengthening systemic oversight

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Banking liquidity surplus stays above Rs 5 trillion for fifth day

Banking liquidity surplus stays above Rs 5 trillion for fifth day

Surplus liquidity in the banking system remained above Rs 5 trillion for the fifth straight day, supported by government spending and bond redemptions

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RBI's Swaminathan flags AI risks in finance, warns against opaque systems

RBI's Swaminathan flags AI risks in finance, warns against opaque systems

Swaminathan J warns bias, opacity, data misuse and cyber threats in AI systems could amplify systemic risks, even as technology offers gains in credit access and fraud detection

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RBI allows NBFCs access to term money market; volumes likely to rise

RBI allows NBFCs access to term money market; volumes likely to rise

Move expected to improve liquidity and price discovery, though borrowing costs may remain aligned with commercial paper rates due to credit profile differences

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RBI to introduce new framework for NBFC classification, says guv Malhotra

RBI to introduce new framework for NBFC classification, says guv Malhotra

RBI plans to introduce a new framework to classify NBFCs into upper, middle and lower layers, replacing the current scale-based regulation system

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Formal credit deepens reach as informal borrowing drops to 1%: Survey

Formal credit deepens reach as informal borrowing drops to 1%: Survey

NCAER-MFIN survey shows sharp fall in informal borrowing and full digitalisation of loan disbursements, with most loans now used for income-generating activities

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