A personal loan can come in handy, but make sure you know the rates
A personal loan can be very useful in a sudden funds crunch, but may carry higher interest rates due to the higher risk it carries
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BS Reporter
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Gold-loan lenders can withstand sharp price corrections, says Crisil
Strong risk-management practices, conservative lending ratios and timely auctions help lenders recover principal even under stressed gold-price scenarios, the agency says
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RBI revamps Lead Bank Scheme, strengthens district credit planning
The revised framework formalises block-level credit planning, strengthens Lead District Manager offices and sharpens accountability across banking committees
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Irdai proposes perpetual registration framework for TPAs under SBSR Act
The regulator has proposed a transition framework for existing third-party administrators, along with an annual fee mechanism under the SBSR Act regime
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After a period of consolidation, microfinance sector shows signs of revival
India's microfinance sector is seeing early revival signs as lenders prioritise asset quality and portfolio consolidation over aggressive loan growth after two years of slowdown
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Irdai sets up working group to guide AI adoption in insurance sector
The working group will guide insurers on AI adoption, governance and oversight while ensuring policyholder interests and data protection remain safeguarded
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What are the best term insurance premium rates for young professionals?
Here are some of the best term insurance rates from various insurers for young male professionals living in a large city
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Irdai proposes framework for regulation-making, public consultations
Draft norms seek to formalise stakeholder engagement, consultation processes and periodic review of insurance regulations
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