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Raghu Mohan

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Articles

Articles

Lack of green finance taxonomy hobbles India's net-zero ambitions

Lack of green finance taxonomy hobbles India's net-zero ambitions

Mitigating climate-change risks could prove far tougher without a clear national taxonomy and cohesive regulatory guidelines to unlock capital

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Credit history won't decide a loan on its own anymore: IDfy Founder

Credit history won't decide a loan on its own anymore: IDfy Founder

Banks mostly go for larger loans, which are relatively safer. Digital lenders opt for smaller loans, much of it unsecured, says Ashok Hariharan,...

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MFIs may have to grin & bear for some time as funding pressures persist

MFIs may have to grin & bear for some time as funding pressures persist

A tweak in microfinance norms may be needed as flight to safety overrides growth objectives

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India's small businesses chase a new dawn amid reforms and financing push

India's small businesses chase a new dawn amid reforms and financing push

With legislative reforms and improved financing, MSMEs are poised for a credit revolution despite lingering global headwinds

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Microfinance recovery to help SFB gross NPAs decline in FY27: Crisil

Microfinance recovery to help SFB gross NPAs decline in FY27: Crisil

Improvement will be driven by a recovery in microfinance credit performance and a rising contribution from non-microfinance loans, where asset...

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Banks, NBFCs to reset partnership terms with fintech firms

Banks, NBFCs to reset partnership terms with fintech firms

RBI's draft data governance norms and DPDP rules are pushing banks and NBFCs to reassess fintech partnerships, contracts and third-party data risks

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RBI policy transmission lowers fresh loan rates faster in FY26: Report

RBI policy transmission lowers fresh loan rates faster in FY26: Report

CareEdge Ratings says fresh loan rates fell faster than outstanding rates in FY26, with education, MSME, trade, large industry and housing leading...

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Life insurance premium growth slows as LIC's momentum eases in May

Life insurance premium growth slows as LIC's momentum eases in May

Industry premium growth moderated to 5.1 per cent in May as group single premiums normalised and LIC's growth slowed, though private insurers...

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RBI's misselling proposals may reshape how retail game is played hereupon

RBI's misselling proposals may reshape how retail game is played hereupon

RBI's draft norms on misselling aim to strengthen customer protection, but raise concerns over regulatory overreach and impact on banking sales models

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GST rate rationalisation gives fillip to retail credit market in Q2FY26

GST rate rationalisation gives fillip to retail credit market in Q2FY26

The period saw more demand for vehicle finance (two-wheeler loans and auto loans) and consumer durables; and this also led to an uptick in the CMI...

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