Check costs, sub-limits and network restrictions before buying OPD cover
Read the policy wording and understand the sub-limits and network-related issues before purchasing the policy
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Sanjay Kumar Singh
9
Articles
Articles
Go for personalised advice from entity with long-term stake: Harsh Roongta
Harsh Roongta says investors should seek personalised advice from advisers with a long-term stake in their well-being, repay loans, secure insurance and build savings habits
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Look beyond credit riskometer: Check ratings, yields and bond maturities
Read the rating rationale, compare yields and match maturities to when you need the money
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Switch NPS fund manager only if underperformance persists across mkt cycles
Check whether weak returns reflect the market cycle before changing your pension fund manager
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What borrowers can do if a lender forcibly repossesses a financed vehicle
Check the notices and possession records; report a secret or forcible seizure promptly; and seek urgent relief before an auction
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Vector-borne disease insurance: Who needs it and who may skip the cover
Benefit-based plans offer a fixed payout on diagnosis but have a narrow scope; buyers with regular health insurance should assess whether they need supplementary protection
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Unregistered housing project: Know risks and exit options before booking
Buying into an unregistered housing project can expose homebuyers to legal, financial and construction risks. Here's how to verify a project and seek redress
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