Emergency fund ka matlab hai woh paisa jo aapne rakha hai taaki koi bhi achanak kharch aaye toh aap bina tension ke handle kar sakein. Yeh fund aapki monthly expenses ke 3 se 12 mahine tak hona chahiye, jo aapki job stability aur responsibilities par depend karta hai. Savings account, fixed deposits ya liquid mutual funds mein rakhein, lekin yeh paisa kabhi bhi lifestyle upgrade ke liye nahi chhodna hai!

Finance

