The Securities and Exchange Board of India (Sebi) is shaking up the mutual fund world! They’re saying goodbye to solution-oriented funds and hello to new Life Cycle Funds that adjust to your financial goals. But don’t get too excited—more categories don’t mean more returns. Stay smart and invest wisely!

As of February 2026, while the Nifty index is strutting near all-time highs, a whopping 80% of stocks are stuck in a bear market! Small and mid-cap stocks are feeling the pinch, but don’t fret! Quality small caps are ready to shine, offering exciting growth opportunities. So, keep your eyes peeled for those hidden gems!

V Anantha Nageswaran shared that financial stability in the next decade hinges on regulators understanding risks in digital and AI finance at the Global Securities Market Conclave. He emphasized that technology needs teamwork from regulators and innovators, and India’s patient approach to AI can lead to smart investments rather than just speculation.

In 2025, the investment world was a wild ride! While Nifty 500 barely crawled with a 7% return, gold and silver were partying hard—gold skyrocketed by 72% and silver by 122%! Now, as we step into 2026, investors need to shift gears from gold to equities because India is gearing up for a recovery. Large caps are the stars of the show!

The government is shaking things up with new tax forms that require tenants to spill the beans on their landlord relationships! Starting April 2026, these forms aim to catch those sneaky fake rental claims. Auditors will have more responsibilities, ensuring that everything is above board. It's all about keeping things transparent and making sure everyone plays fair in the tax game.

Salaried professionals are getting hit hard with taxes while wealthy families enjoy lower rates! Sanjay Kathuria explains that it’s all about how income is structured. Gifts from family? Totally tax-free! And those LLPs? They’re like secret weapons for tax savings, unlike salaried workers who can’t deduct personal expenses. Knowledge is key, so use it wisely!

The NPS Vatsalya is shaking things up by allowing pension funds to share subscriber data! This means they can create tailored strategies, including a wild 100% equity option. The goal? To help parents boost their kids' long-term savings while keeping privacy in check. It's a game changer for how we think about investing for the future!

A blocked bank account can feel like a financial nightmare! It usually happens for KYC reasons, strange transactions, or legal issues. Check your bank app for messages like 'frozen' or 'KYC pending'. If you’re puzzled, just call customer care! Fixing KYC problems may take a few days, so ask what’s needed. Stay cool, provide clear info, and your cash flow will be back on track soon!

Kerala's cabinet has launched a fantastic insurance scheme! Each house will get a coverage of Rs 10 lakh to tackle the chaos of natural disasters. Chief Minister Pinarayi Vijayan is leading this initiative to help families in need, making rescue and relief efforts a bit easier on the state's budget. It’s a smart move for a state facing extreme weather challenges!

Listen up, folks! There's a wild online investment scheme claiming that with just Rs 18,000, you can rake in a whopping Rs 19.5 lakh every month! But hold your horses—this is a scam! The government has flagged it as fake, using AI tricks and even misusing the Finance Minister's name. Keep your money safe and steer clear of this nonsense!

Gold is no longer just a backup plan; it’s the star of the show! As of early 2026, prices have soared past $5,000 per ounce, marking a big shift in how we see money. With global tensions and trade issues on the rise, gold is stepping up as the go-to safe bet for investors everywhere.

Hey there! The JM Financial Hurun India Unlisted Gems 2026 just revealed a treasure trove of companies worth ₹28.5 lakh crore, more than Finland's entire economy! Leading the pack is Reliance Retail with ₹2.7 lakh crore in revenue, followed by Flipkart and Malabar Gold. These unlisted giants are shaking things up and showing us the future of Indian business is bright and booming!

The Delhi High Court just dropped a bombshell: ancestral property can be snagged under the PMLA if it’s worth the same as dirty money! Innocent co-owners can defend their shares, but they better prove their cash is clean. Estate planning just got a makeover because joint ownership could put family fortunes at risk!

Heads up! Fraudsters are pretending to be the State Bank of India, claiming you can snag Rs 10,000 in rewards just by downloading an app. But hold your horses! The government says this is a total scam. If you get such a message, delete it faster than you can say 'fraud' and report it to your bank. Stay safe out there!

In Q3 FY26, gold loans have skyrocketed with a jaw-dropping growth of 90.3%, reaching a whopping total of ₹162.7 lakh crore! Vehicle loans are also zooming ahead, with two-wheeler loans up by 46.7% and auto loans by 22.1%. This trend shows that even rural areas are getting in on the action, proving that gold is the new favorite for loans!

Explurger is a super cool social media app for travelers! It helps you share your adventures without filters and keeps track of your trips automatically. With its smart AI, Nebu, you can chat in over 130 languages. Amazingly, it grew to 20 million users just by word of mouth—no ads needed! It's all about real travel experiences and connecting with fellow explorers.

A new report reveals that over 40% of salaried Indians aged 22 to 45 believe AI has helped boost their income. However, one in five faced some financial hiccups because of it. The BankBazaar Aspiration Index remains steady at 85.5, showing a cautious approach. Health and education are top priorities, especially for women, but overall, people are optimistic about AI as a helpful tool.

Cricket star Suryakumar Yadav's wife, Devisha Shetty, just made a big splash in the real estate pool by buying a fancy flat in Chembur for ₹7.18 crore! This deal, completed on February 20, 2026, includes two parking spots and a chance to plan their dream home before moving in on June 30, 2028. With this purchase, their total investment in the area now exceeds ₹28 crore!

On February 23, 2026, MCX warned everyone about sneaky fraudsters using fake SEBI letterheads to demand Securities Transaction Tax payments. These tricksters are sending out scary notices, but remember, SEBI doesn’t ask for direct payments! Stay sharp, ignore those fake messages, and always check with official sources to keep your money safe.

RBI Governor Sanjay Malhotra announced that a new CPI series based on 2024 prices will better show how Indian households shop. This change, revealed after a meeting with Finance Minister Nirmala Sitharaman, aims to make inflation tracking easier. January saw retail inflation at 2.75%, slightly higher but manageable, marking a shift in the inflation landscape.

Hey there! The government has decided to chop the RoDTEP duty benefits by 50%! This change has exporters scratching their heads, especially since they were already facing tough times with slowing demand. Launched in 2021, this scheme helps them get refunds on taxes. Now, they'll only get half of what they used to. What a rollercoaster ride for exports!

In January 2026, sectoral funds faced a wild ride, with inflows crashing by a whopping 88% to just ₹1,042.56 crore! Investors are feeling the chill as market performance cools off. But don’t worry, the overall fund size is still a hefty ₹5.24 lakh crore, showing there's still some life left in the game!

Missing a home loan EMI can feel like a rollercoaster! But don’t just sit there—act quickly! After 30 days, your credit report gets a big red flag, and your score could plummet by up to 100 points! Chat with your lender right away to dodge those pesky penalties and maybe even save some cash.

Hey there! Let’s dive into the world of tax-free income! You can enjoy goodies like EPF, PPF, and gratuity without the taxman knocking. Agricultural income is also on the list, but remember, there are rules. Life insurance, scholarships, and pensions are exempt too, but don’t forget to mention them when filing your taxes. Compliance is key to keep the tax department happy!

Finance Minister Nirmala Sitharaman took banks to task for their sneaky mis-selling of financial products. She wants them to ditch the unnecessary insurance sales and stick to what they do best: loans and deposits! With the RBI on her side, it's time for banks to treat customers right and stop the mis-selling circus!

A group of EPFO members might get a pension boost! EPFO has brought back a pre-2014 rule that lets some employees link their pension to their full salary. But hold your horses—this only applies to those who chose higher contributions before September 1, 2014. If you joined after that, sorry, no extra cash for you! Check with your HR or the EPFO website for updates.

India has made a big change to its tax treaty with France! On Monday, the finance ministry announced that they have removed the most-favoured-nation clause. Now, dividend taxes are getting a makeover too! If you own at least 10 percent of a company, you only pay 5 percent tax. Everyone else pays 15 percent. This deal is all about making things easier for investors!

In a recent radio chat, PM Modi warned everyone about sneaky digital fraudsters targeting especially senior citizens. He said, 'Don't share your OTP or bank info!' KYC should only be done through trusted bank branches or apps. Stay alert, folks! One slip could cost you big time in this digital jungle.

Lodha Developers has landed a whopping ₹364.80 crore deal to transform 10.26 acres in Mumbai's Sewree corridor. Teaming up with Sahana Properties, they plan to build snazzy apartments over five years, sharing profits like a friendly game—67% for Lodha and 37% for Sahana. It's all about turning slums into stylish living spaces!

The Reserve Bank of India just dropped some new rules that could shake up trading firms! Starting April 1, banks can’t lend for proprietary trading anymore, which might force smaller firms to pack their bags and move offshore. With profits potentially slashed in half and trading volumes taking a hit, it looks like the equity derivatives market is getting a major makeover!

SBI is on a green quest, aiming to bump up its eco-loans to 10% by 2030! They’ve kicked off CHAKRA to support cool sectors like renewable energy and electric cars. Their Green Marathon attracted over 10,000 runners racing for a greener India! SBI's MD says sustainability is key to their mission. Let’s sprint towards a greener future together!

YES Bank is making a comeback! CFO Niranjan Banodkar announced they’re shooting for a 1% return on assets this year. With a whopping Rs 952 crore profit last quarter, that's a 55% jump from last year! Thanks to Sumitomo Mitsui's new stake, they’re set to grow by 15% while tackling old lending issues. It’s looking bright for YES Bank!

In FY26, India's UPI payment system hit a milestone, crossing 1 million transactions for the first time! This exciting growth nearly doubled from the previous year, reaching a whopping Rs 330.43 crore in value. UPI is now making waves in eight countries, including Bhutan and France, and is expanding even further into Asia. Talk about a payment revolution!

UGRO Capital is like that friend who always pays a little extra! Their borrowing costs are 1.25% higher than others, and they want to fix that by FY27. They've grown their assets from ₹3,000 crore to ₹15,000 crore, but that growth comes with a price. They're hoping for lower demand for liabilities to negotiate better rates and keep things smooth with banks and investors.

In a wild twist, the Enforcement Directorate has swooped in, grabbing ₹82 crore in assets tied to the 'Ansal Hub-83' project in Gurugram. Over 1,000 investors are left high and dry after waiting 15 years for their dream spaces, as developers kept cashing in even after their license expired. Now, no selling allowed until this mess gets sorted out!

A 41-year-old immigration officer in Mumbai got caught in a wild crypto scam, losing nearly ₹79 lakh! It all started in January 2024 when he joined a WhatsApp group called 'EG Plan' for stock tips. After a bit of initial profit, he was hit with a surprise ₹18 lakh 'processing fee' when he tried to withdraw his money. Now, the police are on the case!

Retirement under the National Pension System can be a bit of a puzzle! If your savings are up to Rs 8 lakh, you can take it all out. Between Rs 8 and 12 lakh, you can grab some cash and invest the rest. If you have over Rs 12 lakh, you can take a big chunk but must put some into annuities. Timing is key to avoid tax surprises!

Karur Vysya Bank is shaking things up by lowering its MCLR by 10 basis points starting February 22! This means borrowers tied to this rate might see their EMIs drop a bit. The one-month and three-month rates are now at 8.95%, while the six-month and one-year rates are at 9.10%. A little cut can lead to some nice savings over time!

Tejasswi Prakash, the TV star, has splashed out ₹7.63 crore on a fancy apartment in Bandra West! This snazzy flat in Bay Heights measures about 1,304 sq ft and comes with two parking spots. The deal was sealed on February 16, 2026, and she’ll get the keys on November 29, 2030. Bandra West is still the go-to place for celebrities looking for a stylish home!

Hey NRIs! Planning a trip to India? Don't forget to think about health insurance! Your insurance from abroad probably won't work here since it doesn't connect with Indian hospitals. But no worries! Paisabazaar has got your back with some great health insurance options. So, gear up and keep your health in check!

In January, health insurance premiums skyrocketed by 27.17%, reaching ₹5,414.54 crore! General insurers enjoyed a 20.4% boost, while standalone health insurers soared with a 32.3% increase. The government schemes played a big role in this growth, helping private players grow by 17%, while public players lagged behind. What a wild ride in the insurance world!

When JLo donned a stunning Manish Malhotra saree at a fancy Indian wedding, she made sarees the new fashion sensation! No longer just for special occasions, young folks are rocking sarees every day, blending tradition with a modern twist. With their unique craftsmanship and cultural flair, sarees are now a stylish choice that celebrates individuality and freedom.

At the Reserve Bank of India's latest meeting, all members rallied behind growth while inflation took a nap. They decided to keep the repo rate steady, with only one member wanting a change. Governor Sanjay Malhotra and Deputy Governor Poonam Gupta reassured everyone that inflation is low, so let's keep the growth train rolling without overheating the economy!

The ICICI Prudential Short Term Fund is a great pick for those looking to grow their money without taking big risks. People are loving this fund because it offers solid returns with less worry. Just hang tight and watch your cash blossom!

The RBI has rolled out exciting new rules that let banks dive into rupee derivative contracts! This change is set to boost banking activities in GIFT City, located in Gujarat's Gandhinagar-Ahmedabad area. Experts believe this will make trading easier and attract more banks to the region, making it a financial hotspot!

Hey there, home seekers! India's housing market is getting a makeover! In just two years, the average flat size in the top 7 cities has ballooned by 17%, from 1,420 sq. ft. in 2023 to 1,656 sq. ft. in 2025. NCR is leading the charge with a whopping 30% growth, while luxury homes are all the rage. Even with rising prices, buyers are still going for it!

Attention, central government employees and pensioners! A sneaky WhatsApp scam is making waves, claiming to offer a peek at your shiny new 8th Pay Commission salary. But hold your horses! Clicking that link could unleash malware on your phone, giving scammers the keys to your personal kingdom. Stick to official government websites for updates, or you might find yourself in a financial pickle!

The HSBC Multi Cap Fund is on fire with a 22.56% annual return in just three years! Launched on January 30, 2023, if you had invested ₹10,000 monthly, you'd have ₹4.39 lakh now! But watch out, this fund is labeled 'very high risk', so think twice before diving in!

ICICI Bank is turning the credit card world upside down! Starting March 2026, they’re changing how they calculate your minimum amount due (MAD). If you’re a minimum payer, brace yourself for a possible payment jump! Plus, to lounge at the airport, you’ll need to spend Rs 75,000 in the last quarter. Keep those spending habits in check!

Indian Overseas Bank has launched a shiny new online portal, letting families settle death claims without stepping foot in a branch! Now, you can submit claims from your couch—no third-party surety needed for amounts up to Rs 15 lakh, and the bank promises to wrap it up in just 15 days. Just enter a few details and you're good to go!