RBI ne Savings Bonds ka structure rakha, operations upgrade kiye

Reserve Bank of India ne apne April 2026 ke circular mein Floating Rate Savings Bonds ka structure wahi rakha hai, par operational framework ko digitisation aur accountability ke saath upgrade kiya hai. Banks ko ab strict timelines ka palan karna hoga, aur investors ko timely interest payments ka compensation milega. Online application facilities bhi September 30, 2026 tak enable karni hai, toh digital duniya mein kadam rakho!

Quick rundown

RBI keeps Floating Rate Savings Bonds structure unchanged.
New guidelines focus on digitisation and investor accountability.
Interest rates linked to NSC rate plus 35 basis points.
Banks face stricter timelines and penalties for delays.
Digital access for bond applications required by September 2026.

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