Swaminathan ka kehna: Microfinance me fair pricing aur borrower care

Swaminathan ne kaha: boards ko pricing aur borrower protection par dhyan dena chahiye. 2022 framework ka matlab hai responsible lending, income verify karna, aur seasonal changes ko samajhna. Technology ka istemal zaroori hai, par human judgment bhi chahiye. Data privacy ka khayal rakho aur incentives aise hon jo responsible growth ko reward kare, na ki sirf volume ko.