Finance
Sher ShayarRBI ka naya *risk-based premium* model, banks ko milta discount!
Arre suno, RBI ne diya hai ek naya rang, risk-based premium ka jadoo, jo chalega 1 April 2026 se! Ab banks ko milega mauka, A, B, C, D ki categories mein chamakne ka, aur jo strong hain, unko milega discount, 33.3% tak ka, kyunki sachche dil se jo kaam kare, wahi toh hai asli bank ka naam!
few days ago | Aathira Varier
Quick rundown
1.RBI introduces a risk-based premium framework for deposit insurance.
2.New framework replaces the flat-rate premium system from 1962.
3.Banks will be classified into four risk categories with varying premiums.
4.Vintage incentives offer discounts for long-standing, stress-free banks.
5.Banks must pay premiums in advance based on assessable deposits.
