Finance
Sher ShayarRBI Ki Dastaan: Deposit Gham Aur Credit Ka Jashn!
Arre suno bhaiyon aur behno! RBI ki nayi kahani hai, deposit ki raftar 9.7% pe ruk gayi, par credit ka dariya beh raha hai 11.7% ki taqat se! Jaise ek taraf paani ki kami, doosri taraf credit ka jashn! ₹196.5 trillion ka credit hai, par deposits ne ₹45,344 crore ka gham mehsoos kiya. Banks ko chahiye deposits, par savers toh higher returns ki talash mein hain, bhai wah!
few days ago | Subrata Panda
Quick rundown
1.Credit growth outpaces deposit growth by 200 basis points.
2.RBI cuts repo rate by 25 bps, totaling 125 bps in easing cycle.
3.Banks face pressure balancing deposit rates and credit growth.
4.RBI's liquidity measures aim to sustain credit growth.
5.Banks increasingly rely on certificates of deposit amid tight conditions.
