Bank of Baroda cuts car loan rates to 7.6%! Kya hai yeh?

State-owned Bank of Baroda ne announce kiya hai ki car loan interest rates ko 30 bps se ghataya! Ab sirf 7.6% per annum! Naya car kharidne ka mauka hai, aur koi prepayment charges nahi! 84 mahine tak ka repayment tenure, kya yeh financial flexibility nahi hai? Desh dekh raha hai! Mujhe jawab chahiye!