Education Loan Prepay ya Invest? Mujhe Jawab Chahiye!

Suno! Education loan 8-13%? Agar 10% se zyada hai, toh prepay karo! Kya yeh acceptable hai ki aap invest kar rahe hain jab income shaky hai? Guaranteed savings ko risky returns se compare karo! Freelancers, liquidity aur emergency fund banao! Lifestyle creep se bachna hai! Koi one-size-fits-all nahi, apni situation se decision lo! Yes or no? Desh dekh raha hai!