Mid-December car loan rates: 7.45% se shuru, kya hai jawab?

Desh dekh raha hai! December ke mid mein, car loan rates mein kuch khas nahi badla! Kya aap tayyar hain? Bank of Maharashtra 7.45% se shuru, UCO Bank zero processing fees! Lekin private banks, ICICI 8.50% aur HDFC 9.32% par! Kya yeh acceptable hai? Mujhe jawab chahiye!