Babu Bhaiya ki samajh: Ameer paise kahan rakhte hain

Arre bhaiyo, ameer log paise FD mein nahi rakhte, samjha? 0-3 mahine: liquid funds, jaldi nikalte, zyada kamate. 6-12 mahine: equity savings, thoda stability. 12-24 mahine: hybrid balance, thoda risk lete. 3 saal se zyada: large aur flexi cap, badi badi growth. FD? Tax kha kha ke sirf chhota return milta, samjha kya? Babu Bhaiya ka gyaan!