Disputing a Wrong Credit Card Charge? Timing is Key!

Disputing a wrong credit card charge can feel like a wild adventure! You’ve got 120 days to file a complaint, but banks often want you to hurry up. If you spot fraud, report it within three days for the best chance of getting your cash back. Keep your evidence handy, and remember: acting fast and staying organized can be your secret weapons in this money-saving quest!