EPF Withdrawals Before Five Years? Form 121 to the Rescue!

Hey there, EPF savers! If you're thinking of cashing out before five years, get ready for a change! Starting in 2026-27, you'll need to use Form 121 to dodge TDS instead of the old forms. But beware! Just filling it out doesn’t mean your cash is tax-free. Check your income and eligibility first to keep those taxes at bay!