January 2026 FD Rates: Small Banks Offer Big Returns!

Hey friends! If you want to grow your money, check out fixed deposits in January 2026! Interest rates are between 5% and 8% across banks. Small finance banks are offering the best deals, especially for deposits lasting 18 months to 5 years. For a one-year deposit, you can snag rates from 6% to 7.25%. Public banks? Not so great this time around!