Life Insurance Commission Expenses Soar to 6.86% in FY25

In the wacky world of life insurance, the commission expense ratio zoomed to 6.86% in FY25, up from 6.21% the year before! Private insurers are feeling the squeeze, jumping to 8.94%, while LIC took a little dip to 5.18%. With some changes in how commissions are paid, LIC cut its first-year agent commission, but premiums are still climbing. What a rollercoaster ride!