Microfinance Sector Bounces Back After Seven Quarters Down

India's microfinance sector is finally on the rise after seven quarters of slumping! The loan portfolio grew over 3% to ₹3.25 trillion, signaling a comeback. Alok Misra from MFIN says the industry is turning a corner, thanks to some smart strategies and government support. But beware, challenges are still lurking in the shadows!

Quick rundown

1.India's microfinance sector shows signs of recovery.

2.Loan portfolio grows for the first time in seven quarters.

3.Asset quality improves to pre-March 2024 levels.

4.Credit Guarantee Scheme extended to August 2026.

5.Eastern region leads with 36.6% of the microfinance market.

Microfinance Portfolio Drops 9% YoY, Still Keepin' It Real
Microfinance Portfolio Drops 9% YoY, Still Keepin' It Real
Yo, listen up! As of April 30, 2026, the microfinance game is sittin' at ₹3.34 trillion, slippin' 9% from last year, ya feel me? Active loans chillin' at 10.28 crore, while disbursements took an 18% hit. But hold tight, delinquency rates dropped to 2.5%, showin' the sector's cruisin' towards sustainable growth, fo' shizzle.
01:45 pm on Wednesday, 27 May, 2026
Govt Extends Microfinance Scheme and Boosts Loan Limit
Govt Extends Microfinance Scheme and Boosts Loan Limit
Big news, folks! The government is extending the Credit Guarantee Scheme for Microfinance Institutions until August 31, 2026. They’re also cranking up the loan limit from ₹300 crore to a jaw-dropping ₹1,000 crore! This means more cash for small borrowers and a chance for MFIs to really strut their stuff. It's like turbocharging the financial engine!
01:25 pm on Wednesday, 10 June, 2026
MSME Loans Soar to Rs 46 Trillion But Growth Hits a Snag
MSME Loans Soar to Rs 46 Trillion But Growth Hits a Snag
So, loans for micro, small, and medium businesses reached a whopping Rs 46 trillion by April 2026, marking a 12.8% increase from last year. But wait! Between December and April, growth slowed to just 3.1%, down from a lively 9.7%. Active loans took a hit, especially in manufacturing and trade, showing that global uncertainty is causing quite the ruckus.
01:10 pm on Friday, 5 June, 2026
Bank Credit Dances Up 16.2% Amid Global Uncertainty Bash
Bank Credit Dances Up 16.2% Amid Global Uncertainty Bash
Bank credit is strutting its stuff, growing a dazzling 16.2% year-on-year to Rs 211.87 trillion as of May 15! While deposits lagged behind, lending to services and non-banking financial companies is booming, especially gold loans, which are shining brighter than a disco ball. It's a credit celebration, and everyone's joining the fun!
04:05 pm on Friday, 29 May, 2026
India's Money Market Soars as Banks Join Lending Party
India's Money Market Soars as Banks Join Lending Party
India's money market is on fire! State-owned banks are borrowing like there's no tomorrow, pushing turnover to a jaw-dropping ₹5.5 trillion. With credit demand soaring, even private banks are joining the lending party. But beware, higher borrowing costs are sneaking in, making this money dance a bit tricky!
06:35 am on Thursday, 4 June, 2026

Series

View All

Cricket