New Delhi's Insurance Bill: New Rules on Dividends and Surplus

New Delhi's government just dropped a new draft for the Insurance Laws Amendment Bill, 2025! This bill is all about keeping a close eye on dividends and bonuses, making sure any extra cash is revealed through a special valuation. They’re capping how much can go to debentures and shareholders, so no funny business with the surplus! And guess what? Foreign investors can now dive in too!

Quick rundown

1.New bill proposes stricter insurance fund usage rules.

2.Insurers can't use funds for dividends without surplus.

3.Foreign investment in insurance may reach 100%.

4.Zonal offices to be established in major Indian cities.

5.Policyholders' Education and Protection Fund introduced.

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