NRI Deposits Dive 16% to $11.2 Billion by December 2025

In a surprising twist, NRI deposits took a nosedive from $13.33 billion to $11.20 billion between April and December 2025, according to the RBI. While FCNR deposits stumbled to $2.04 billion, NRE and NRO deposits showed some resilience, helping the total NRI deposits reach $169.27 billion by the end of December.

Quick rundown

1.NRI deposit inflows dropped by nearly 16% in 2025.

2.FCNR deposits saw a significant decline in 2025.

3.NRE deposits experienced an increase in inflows.

4.NRO deposits are rupee-denominated for NRIs.

5.Total outstanding NRI deposits reached $169.27 billion by December 2025.

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