RBI delays credit reporting rules, brings smiles to CICs

Hey there! RBI just hit the pause button on credit reporting rules, pushing the start date to July 1, 2026. They’ve ditched the monthly reporting hassle and said no to mandatory full data submissions. Plus, if you’ve got a Basic Savings Bank Deposit Account, you can now snag free perks if you ask! And for minors? Special rules are in play to keep things safe.