RBI Reports 12% Bank Credit Growth, Deposits Slow to 9.35%

The RBI just dropped some spicy news! Bank credit zoomed up by 12% as of December 15, while deposits decided to take a nap at 9.35%. This widening gap of 263 basis points shows liquidity is a bit tight. Credit hit ₹196.69 trillion, but deposits took a dip. The RBI is stepping in with liquidity measures to keep things flowing smoothly.

Quick rundown

1.Credit growth in India surged to nearly 12% year-on-year.

2.Deposit growth slowed to 9.35%, creating a credit-deposit gap.

3.RBI's liquidity measures aim to support credit growth.

4.Banks face challenges balancing deposit rates and credit demand.

5.RBI's repo rate cuts have influenced lending and deposit rates.

RBI Ki Dastaan: Deposit Gham Aur Credit Ka Jashn!
RBI Ki Dastaan: Deposit Gham Aur Credit Ka Jashn!
Arre suno bhaiyon aur behno! RBI ki nayi kahani hai, deposit ki raftar 9.7% pe ruk gayi, par credit ka dariya beh raha hai 11.7% ki taqat se! Jaise ek taraf paani ki kami, doosri taraf credit ka jashn! ₹196.5 trillion ka credit hai, par deposits ne ₹45,344 crore ka gham mehsoos kiya. Banks ko chahiye deposits, par savers toh higher returns ki talash mein hain, bhai wah!
02:10 pm on Friday, 26 December, 2025
RBI Drops the Mic: GDP Growth Hits 8.2%, Keepin' It Real
RBI Drops the Mic: GDP Growth Hits 8.2%, Keepin' It Real
Yo, the RBI just dropped some knowledge, sayin' GDP's cruisin' at 8.2% in December, the flyest in six quarters. November's lookin' fresh with e-way bills and digital payments risin', while GST's takin' a lil' chill pill. They expectin' over 7% growth this year, so let’s keep it rollin', g.
04:10 pm on Monday, 22 December, 2025
HDFC Bank Drops FD Rates Like A True Champion In The Ring!
HDFC Bank Drops FD Rates Like A True Champion In The Ring!
HDFC Bank, the heavyweight champ of private lending, just knocked down its fixed deposit rates! Effective December 17, the peak rate is now a slick 6.45%, down from 6.60%. With rates ranging from 2.75% to 6.45%, this move follows a repo rate cut, showing banks are easing up. So, savers, time to plot your next money move like a true champion!
03:25 pm on Wednesday, 17 December, 2025
RBI pulls a fast one, cuts repo rate to 5.25 percent, neutral
RBI pulls a fast one, cuts repo rate to 5.25 percent, neutral
Hey there! So, RBI just did a little magic trick, cutting the repo rate by 25 bps to 5.25 percent! Can you believe it? The MPC is keeping it neutral, like my dating life! They’re feeling good about growth at 7.3 percent for FY26 and inflation is chillin' at 2 percent. It’s a cautious party, but hey, who doesn’t love a good pizza deal?
05:25 am on Friday, 5 December, 2025
Banks Are Slashing Rates: Borrowers, Time to Celebrate Big!
Banks Are Slashing Rates: Borrowers, Time to Celebrate Big!
Folks, let me tell you, banks are cutting loan rates like it's a clearance sale! Thanks to the RBI, borrowing costs are plummeting—home and auto loans are practically gifts! Canara's at 8.0%, Indian Bank's at a jaw-dropping 7.95%! It's a loan extravaganza, folks! Check your rates, negotiate like a winner, and save big! This is the moment for borrowers—believe me!
08:45 am on Thursday, 18 December, 2025

Series

View All

Cricket