RBI Sticks to 5.25% Repo Rate: Home Loan EMIs Steady

In a surprising twist, the Reserve Bank of India decided to keep the repo rate at 5.25% in 2026, giving home loan borrowers a reason to smile as their EMIs stay steady. Experts suggest this is the perfect moment to fine-tune loans instead of waiting for rate cuts, even as rising property prices continue to challenge affordability. Borrowers are encouraged to reassess and consider part-prepayments to save on interest.