UPI Payments Remain Free as New Merchant Charges Roll Out

The NPCI is shaking things up by introducing a Merchant Discount Rate (MDR) on UPI payments over Rs 2,000 starting October 15, 2026. But fear not, UPI payments for everyday folks will stay free! Merchants will pay a small fee capped at Rs 300 for big transactions, while small vendors keep enjoying zero charges. So, keep those payments flowing without any extra fees!