Listen up, you financial nincompoops! Household debt has skyrocketed to a staggering 45.5% of GDP! Thanks to those non-housing retail loans, we're teetering on the edge of a fiscal cliff! Borrowers are finally getting wise, but we're still trailing behind China and Thailand in this debt race! Stop wasting cash on frivolous nonsense and start investing in something worthwhile, for crying out loud!

Finance

