RBI Report: High Credit-Deposit Ratio Is No Big Deal

So, the RBI just dropped a truth bomb: a high credit-deposit ratio doesn’t mean banks are in a funding panic. It’s like saying my suit’s too shiny means I can’t build a better Iron Man suit. The CD ratio shot up to 82.2%, but that doesn’t mean banks are sweating bullets. They’ve got liquidity and capital on lock, folks. So chill, the banking sector's still flying high, not crashing down.