Credit Card Ka Kharch Kyun Nahi Badh Raha, Jethalal Ki Baat!

Arre bhai, December 2025 ki credit card ki duniya suno! Transactions toh badh gaye, lekin kharch kyun nahi badha? Average spend 7.6% se badh ke Rs17,672 ho gaya, par transaction ka kharch wahi ka wahi hai! Sab log chhote kharche kar rahe hain, bade kharche toh bhool gaye! Aur online shopping? Wah wah, 62% hai! Lagta hai log sirf chhoti chhoti cheezein kharid rahe hain, jaise Daya ka garba, samajh nahi aa raha!

Quick rundown

Credit card swipes are up, but spending per swipe is down.
Indians are using credit cards more for everyday purchases.
Online transactions now dominate credit card usage in India.
Banks are issuing more cards but tightening terms and rewards.
Despite more cards, spending growth hasn't kept pace with issuance.

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Series

Indian Premier League
Pakistan Super League
New Zealand tour of Bangladesh
India Women tour of South Africa