RBI says insurance growth is stuck in a high-cost jam

Hey, so the RBI says the insurance scene is kinda sticky, ya know? High costs are making it tough for folks to grab new coverage, and everyone’s just spending on old policies. The public sector is playing it cool, but private companies are cranking up those commissions! Premiums are up, but where's the real growth? It’s like a pizza with no toppings, right?