Credit Card Spending Ka Drama: Average ₹17,060 Tak Gira!

Bhai log, socho kya scene hai! January 2026 mein credit card ka jadoo thoda kam ho gaya hai, average spend ₹17,060 tak aa gaya hai. Logon ne socha, ‘Bade kharche nahi, choti choti khushiyan!’ Top banks ka kharcha gira, jaise koi hero ki film flop ho gayi ho! HDFC thoda sambhal raha hai, par SBI aur ICICI ka toh kya kehna! Lagta hai sabne budget bana liya hai, bhai!

Quick rundown

Credit card spending in India saw a 2.7% MoM decline in January 2026.
HDFC Bank gained market share despite a softer decline in spending.
Top four banks accounted for 76.5% of total industry spends.
Transaction volumes remained flat MoM but grew 24.9% YoY.
Credit card market shows a shift towards smaller, frequent transactions.

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Series

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