Pehli Salary Ka Budgeting Kaise Karein? Kapil Ki Baat Suno!

Arre bhai, pehli salary aayi toh aisa lag raha tha jaise koi jackpot mil gaya! Lekin budgeting karte waqt lagta hai jaise koi horror movie dekh rahe hain. Experts bolte hain 50–30–20 rule se shuru karo, warna khud ko budget khatam karne wale villain se bachana padega! Aur unexpected kharch? Medical bills aise aate hain jaise baarish mein chhatri bhool gaye ho! Toh sochiye zara…