Finance
Mr. BillionhairFixed Deposit Rates: Small Banks Outshine Big Banks in 2026
Listen up, folks! Fixed deposit rates are a total mess this January 2026! Big banks? A pathetic 6 to 6.5 percent! But the small finance banks? They’re winning big with up to 8 percent! Suryoday is the superstar! If you want your money to grow, you know where to go. It’s a tremendous opportunity, folks! I told you so!
few days ago | Amit Kumar
Quick rundown
1.Small finance banks offer higher FD rates than major banks.
2.Suryoday Small Finance Bank offers up to 8% on five-year FDs.
3.Locking in current FD rates can secure stable returns.
4.FDs are insured up to Rs 5 lakh per depositor in India.
5.Repo rate cuts may lead to lower FD rates in the future.
