Finance
Mr. BillionhairRetail Loans Skyrocket 40%, Gold Loans Are Back in Style!
Listen up, folks! Retail loans are soaring—up 40% in December 2025! Why? Because gold loans are on fire, exploding by a mind-blowing 94%! That's Rs 8.16 trillion! Public banks are winning big, and personal loans are back, baby! But stay sharp—watch for those sneaky risks! Keep it classy, keep it gold, and be smart!
few days ago | Business Standard
Quick rundown
1.Retail loan disbursals in India grew 40% in December 2025.
2.Gold loans are the fastest-growing segment, with a 94% increase.
3.Public sector banks lead in personal loan recovery with 42% growth.
4.Over 85% of loans are held by prime borrowers with scores above 700.
5.Lenders and borrowers should watch for signs of rising leverage.
