Why So Many Indians Are Ditching Life Insurance Policies

Hey, listen up, everyone! The Ministry of Finance just revealed that more folks in India are ditching their life insurance policies like they’re old ninja headbands! In FY26, early exit payouts soared to ₹2.80 trillion, thanks to high premiums and some sneaky mis-selling. But fear not! You can keep your dreams alive by making your policy paid-up or taking a loan instead of surrendering. Believe it!