Sitharaman's Spell: UPI Payments Remain Free for All Wizards

In the enchanted halls of the Rajya Sabha, the wise Finance Minister Nirmala Sitharaman proclaimed that UPI spells will remain free for all brave wizards and witches! The shadowy Merchant Discount Rate may whisper in the corners, but fear not, for it will only touch select merchants, leaving the rest of us to conjure payments without a care. So, keep casting those UPI charms with glee!