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Credit Card ki Duniya: Kharch Kam, Transactions Ka Jadoo!

Credit Card ki Duniya: Kharch Kam, Transactions Ka Jadoo!

Suno suno, credit card ki duniya mein ho raha hai dhamaka! December 2025 ka kharcha thoda kam, par transactions ka jadoo hai, 537 million ka chakkar! Average spend Rs17,672 par, lekin bada kharch toh bhool gaye. Choti choti kharidariyon ka zamana hai, samjhe? Naye cards aaye, par terms mein hai dhoka, bhai! Kharch ka jadoo kam ho gaya, par transactions ka chakkar zinda hai!

Quick rundown

  1. Credit card swipes are up, but spending per swipe is down.
  2. Indians are using credit cards more for everyday purchases.
  3. Online transactions now dominate credit card usage in India.
  4. Banks are issuing more cards but tightening terms and rewards.
  5. Despite more cards, spending growth hasn't kept pace with issuance.

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