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Microfinance ki duniya mein informal borrowing ka chakkar 1% pe aaya

Microfinance ki duniya mein informal borrowing ka chakkar 1% pe aaya

Suno suno, bhaiyon aur behno! Microfinance ki duniya mein informal borrowing ki dukan band, sirf 1% ka chakkar hai! Digital loans ka jadoo hai, 100% ab digital, 12% repayments bhi digital! Kyunki paisa hai to sab kuch hai, 75% loans income generate karne mein lagte hain. Borrowers ka confidence hai chhat pe, 98% keh rahe hain ‘Wapas aayenge!’ Dost, yeh hai naye zamane ka khel!

Quick rundown

  1. Informal borrowing among microfinance customers plummeted to 1% in FY25.
  2. 100% of loan disbursements are now digital, showcasing sector modernization.
  3. Borrowers show strong confidence with 98% positive staff interactions.
  4. Microfinance institutions offer competitive rates compared to informal lenders.
  5. Focus on financial literacy and digital adoption is key for future growth.

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