Gold Loans Spark Retail Loan Surge of 40% in December 2025

Yo, listen up! Retail loans just cruised up 40% in December 2025, flexin' strong credit vibes. Gold loans be the real game-changer, jumpin' 94% to a hefty Rs 8.16 trillion. Public banks holdin' it down with 46% market share, while personal loans got their groove back, up 34%. Keep it smooth and borrow wisely, ya feel me?