Lenders Playin' Hard to Get with New Borrowers, Fo' Shizzle

Yo, lenders be actin' shady with new borrowers, only lettin' 13% in for loans in FY26, down from 32% in FY17. Private banks ain't feelin' the NTC vibe, stickin' to their loyal crew. But don’t sleep on those consumption loans, g, folks still stackin' up for that mobile hustle, keepin' it smooth in the credit game.