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Life Insurers Face ITC Blues, But APE Still Strong, G

Life Insurers Face ITC Blues, But APE Still Strong, G

Yo, life insurers gonna feel that Input Tax Credit loss in Q3 FY26, ya dig? While general insurers stackin' that investment dough, life players gotta keep an eye on their VNB margins, fo' shizzle. But don’t trip, Axis Max Life and the homies still cruisin’ strong with that APE growth. Health insurers flexin’ with premium gains, keepin’ it real smooth, G.

Quick rundown

  1. GST changes impact life insurers' profits due to ITC loss.
  2. Healthy investment income supports general insurers' profitability.
  3. VNB margins under pressure but cushioned by product mix shifts.
  4. LIC expected to see strong APE growth driven by group segment.
  5. General insurers see growth in motor insurance post-GST changes.

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