Merchants Paying Fees on UPI Payments, Customers Stay Chill

Yo, check it! Starting October 15, merchants gotta cough up some dough on UPI payments over ₹2,000, call it that merchant discount rate, ya dig? But customers, y’all chillin'—no fees for you, just pay what’s on the tag, whether you rollin' with cash or UPI. Small vendors keep it smooth with no fees if they stay under ₹1 lakh a month, fo' shizzle!