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NPS 2025: Smooth Cash Moves, Chill Withdrawals, Fo' Shizzle

NPS 2025: Smooth Cash Moves, Chill Withdrawals, Fo' Shizzle

Yo, the PFRDA just dropped some fresh rules for the NPS scene! Now, if you got over ₹12 lakh, you can pull out a smooth 80% while keeping 20% chillin’ in annuity. With lock-ins relaxed to 15 years or age 60, you can bounce when it feels right, fo' shizzle! Retirement money flowin' like a party, baby.

Quick rundown

  1. NPS rules now allow greater flexibility in withdrawals.
  2. Lump-sum withdrawal limits increased to 80% for many subscribers.
  3. New rules introduce Systematic Unit Redemption for structured withdrawals.
  4. Exit age for NPS increased to 85 years, offering more flexibility.
  5. Vesting period for All Citizen Model reduced to 15 years.

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