UPI Rules India’s Payments, Debit Cards Ditch the Scene

Yo, peep this: India’s payments scene is straight fire, with UPI takin’ the crown at 85.5% of all transactions in the second half of 2025, according to the RBI. Debit cards are takin’ a backseat, droppin’ 67% since 2021, while credit cards are flexin' hard, doubling up. UPI's the everyday champ, but RTGS still handles the big bucks, keepin’ it real for the heavy hitters.