Banks Charge Ahead with Lending but Face Liquidity Showdown

Listen up, financial warriors! Banks are on a lending spree post-FY21, but those high credit-deposit ratios in private banks? That’s a liquidity showdown waiting to happen! Write-offs are the magic trick lowering those NPAs, and RBI says they’re hitting multi-decade lows. Time to crank up those deposit rates and think outside the box, because the demand for credit is electrifying!