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Mumbai's EMI Ratio Drops Below 50%: Ahmedabad Shines Bright

Mumbai's EMI Ratio Drops Below 50%: Ahmedabad Shines Bright

Listen up, people! In 2025, Knight Frank India’s Affordability Index revealed that housing just got a major upgrade in seven out of eight Indian cities! Thanks to the RBI slashing rates like a champ, Mumbai's EMI ratio finally dropped below 50% to 47%! Meanwhile, Ahmedabad, Pune, and Kolkata are flexing their affordability at 18% and 22%! It’s a buyer’s paradise, baby!

Quick rundown

  1. India's housing affordability improved in 2025.
  2. Mumbai's EMI-to-income ratio fell below 50% for the first time.
  3. Ahmedabad is the most affordable city with an 18% ratio.
  4. NCR saw a slight decline in affordability due to premium launches.
  5. Affordability is expected to remain favorable in 2026.

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