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Life Insurers' Commission Expense Soars to 6.86% in FY25

Life Insurers' Commission Expense Soars to 6.86% in FY25

Folks, listen! The life insurance commission expense ratio just hit a mind-blowing 6.86% in FY25! That's a jump from 6.21% last year—huge! Private insurers are cashing in at 8.94%, while LIC is down to 5.18%. Premiums are soaring to Rs 8.85 trillion—can you believe it? Unbelievable changes, folks! Just unbelievable!

Quick rundown

  1. Commission expense ratio in life insurance rose to 6.86% in FY25.
  2. Private insurers' commission expense ratio increased significantly to 8.94%.
  3. LIC's commission expense ratio decreased to 5.18% in FY25.
  4. Insurance premiums collected rose by 6.73% year on year in FY25.
  5. Life insurance penetration in India slipped to 2.7% in FY25.

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