RBI ne urban co-op banks ke loans ka cap badhaya hai!

Reserve Bank of India ne urban co-operative banks ke liye unsecured loans ka cap 10 se badhakar 20 percent kar diya hai. Ab Tier 1 ke liye 5 lakh, Tier 2 ke liye 7.5 lakh aur Tier 3 & 4 ke liye 10 lakh ka limit hai. Consumer durables kharidne ke liye nominal members ko 2.5 lakh tak ka loan milega. Housing loans ki tenor bhi 20 saal tak ki hogi, samjhe?

Quick rundown

1.RBI doubles unsecured loan cap for urban co-operative banks.

2.Tier-specific limits set for individual unsecured advances.

3.Consumer durable loan limit increased to Rs 2.5 lakh per borrower.

4.Housing loan tenor deregulated for Tier 3 and Tier 4 UCBs.

5.Draft norms feedback due by March 4, 2026, with changes effective October 2026.

RBI ka banking ka naya rang, sabko milega sukoon!
RBI ka banking ka naya rang, sabko milega sukoon!
Arre suno bhaiyon aur behno, RBI ne banking ka rangmanch sajaya hai! Repo rate hai 5.25, par customer ki suraksha ka hai naya jahan! Mis-selling ki kahani khatam, chhote fraud par milega compensation ka jadoo! MSMEs ke liye collateral-free loans ka hai naya jashn, aur UCBs ko milne wale hain naye rang! Banking ki sehat hai zabardast, bhai!
08:10 am on Friday, 6 February, 2026
Lenders Chill with RBI on Liquidity Rules to Boost Funds
Lenders Chill with RBI on Liquidity Rules to Boost Funds
Yo, Indian lenders be callin' on the RBI to ease up on them liquidity rules, ya dig? With loan demand outpacin' deposits, they need to free up some cash to keep the economy cruisin'. They want a smoother flow of funds and lower costs, all while keepin' it real in this fast-paced game.
09:40 am on Wednesday, 4 February, 2026
RBI ka bayan: Banks ki dikkat hai sirf kuch khaas
RBI ka bayan: Banks ki dikkat hai sirf kuch khaas
Arre suno, RBI ka kehna hai, kuch banks ki kahani hai alag, sab kuch hai thoda sa khichdi, tension ki koi baat nahi! HDFC aur ICICI ka chakkar hai, provisions ka khazana hai bada, Kisan Credit Card ka naya rang, sab kuch hai routine, bhai, tension ka koi nahi hai sang! Bas thoda sa dhyan rakho, yeh hai sirf kuch khaas banks ka khel, samjhe na, dosto?
03:00 pm on Friday, 6 February, 2026
RBI Makes It Easier for Small NBFCs, A Huge Win for Them!
RBI Makes It Easier for Small NBFCs, A Huge Win for Them!
Listen up, America! The RBI just made a YUGE move! Small NBFCs, the ones without public cash or customer faces, are now FREE! No registration needed, folks! Why? Because they’re low-risk—absolutely tremendous! Governor Sanjay Malhotra did a review, and it’s a total game changer! They can open branches without asking anyone! Fantastic news for these companies! Comments needed by Feb 27, 2026—don’t miss out!
03:55 pm on Friday, 6 February, 2026
Home Loans: The Incredible Rate Showdown You Can't Ignore!
Home Loans: The Incredible Rate Showdown You Can't Ignore!
Listen, folks! Home loan rates are a total spectacle—7% to a whopping 12%! You need to choose wisely, believe me. Public banks are starting low, but private ones? They're charging like it's a championship game! And guess what? Women and insurance buyers get special deals. Compare those rates hard, because your credit score is the real winner here! I told you so!
08:25 am on Friday, 6 February, 2026

Series

View All

Cricket