Gold-loan Lenders Ka Chakkar: Paisa Wapas Milega Babu!

Arre bhai, suno! Gold-loan lenders ka kya chakkar hai? Crisil bolta hai, gold ki price giri toh bhi paisa wapas milega, samjha? Risk management toh aisa hai jaise koi bachcha bhi samajh jaaye! 3% se zyada loans auction se nahi chhute, bhai log! Toh tension mat lo, sab theek hai! Gold ki duniya mein koi bhi girawat nahi, sab kuch recover ho jayega, samjha kya?

Quick rundown

1.Gold-loan lenders are shielded from price corrections.

2.Strong risk management keeps credit losses low.

3.Lenders recover full principal even with gold price drops.

4.Most loans are pre-closed or settled before auction.

5.LTV buffers and RBI guidelines protect against volatility.

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