Banking Buzz: India's Credit Growth Hits 9-13% Chill Zone

Alright, fam, buckle up! The Indian banking scene is ready to roll with a chill 9-13% credit growth from January to June 2026, courtesy of the Ficci-IBA survey. But don't expect fireworks; it's more of a slow jam. Small finance banks are playing it safe at 7-9%, while public sector banks are flexing hard at 11-13%. Retail loans are the real stars here, so get ready to spend big!