Credit Card Conundrum: Spending Takes a Dive in January

Ladies and gentlemen, gather 'round! In January 2026, while banks are cranking out credit cards like they’re the latest iPhone, cardholders are tightening their belts—spending has plummeted to ₹17,060! With a 3.5% drop MoM, it seems folks are opting for more transactions but on a budget. Who needs fancy dinners when you can save for the next big tech toy? Classic consumer behavior!